Consolidating your super

How and why to consolidate your super

How to consolidate

Usually, you can consolidate your accounts at any time by using one of the below options.
You can also download our How to consolidate your accounts checklist (PDF).

1. Complete your transfer online

This is the easiest and quickest way to move all of your super into one account.

  • Step 1: create a myGov account then link the ATO to your account.
    If you already have a myGov account, just log in and click through to the ATO section.
  • Step 2: go to the ‘Super’ tab. In this section, you can:
    • see details of all your super accounts, including any you have forgotten about
    • see details of all your super, including super the ATO is holding on your behalf
  • Step 3: choose the fund you want to transfer your money from (called the ‘transferring fund’) and the fund you want to transfer your money to (called the ‘receiving fund’) from the funds listed.
  • Step 4: confirm your selection and your funds should move your accounts into one account within three days.

For more information, go to

2. Send the ATO’s paper form to your fund

If you don’t have a myGov account and don’t want to create one, you can use the ATO’s paper form instead.

  • Step 1: Download a rollover initiation form from the ATO’s website.
  • Step 2: Complete a form for each fund you are transferring a benefit from.
  • Step 3: Send the form to the fund you are moving your super money into.
  • Step 4: The fund you have chosen to move your super money into then contacts the other fund and requests the transfer.
  • Step 5: The other fund must transfer your super money within 30 days (for paper requests). Exceptions apply. See the ATO website for more information.

3. Contact your fund

You can contact either the fund you want to move your money into or your current fund to let them know you want to consolidate your accounts. Many funds provide a service where they will consolidate accounts on your behalf. Check your fund’s website for further details.