Consolidating your super

How and why to consolidate your super

Choosing which fund to keep

  1. If you know where your super accounts are, compare the fees, benefits and performance of each fund you have an account with to decide which one is best for you. If you’ve always elected to go with an employer’s default fund, now is a good time to actually sit down and find out what each fund is about. For a guide to comparing funds, check out Super Guru's Choosing a fund section
  2. If you don’t know where all your super accounts are, check out the myGov website and start tracking them down. For more information on how to do this, see Super Guru’s Find Lost Super page.
  3. Check whether your funds will allow you to transfer your super out and what the exit fees are
  4. Check that your employer will be able to pay your super into your chosen fund before starting the consolidation process. Not all employers can contribute to all super funds
  5. Compare the exit fees of each fund.