Finding lost super and unclaimed super

According to the most recent figures from the Australian Taxation Office (ATO ), as of 30 June 2016, Australians had around $14 billion worth of lost superannuation. This was made up of just over 5.7 million lost and ATO-held accounts.

Could some of this money be yours? If you’ve ever changed your job, name or address, you may be richer than you think and have some lost or unclaimed super waiting to be found.

How to find your lost super

  • Create a myGov account at, then link the ATO to your account.
  • If you already have a myGov account, just log in and click on the ATO section.
  • Go to the ‘Super’ tab. In this section, you can:
    • see details of all your super accounts, including any you have forgotten about
    • see details of all your super, including super the ATO is holding on your behalf

For more information, go to:

Did you know that all super funds are required to transfer lost member accounts to the ATO? Usually, your super fund will report you as a lost member if:

  • they have not been able to contact you
  • they have not received any contributions or rollover amounts for you in the last five years
  • your account was transferred from another fund as a lost member account and no new address has been found.

Unclaimed super

Unclaimed super is different to lost super. ‘Unclaimed super’ refers to super that is eligible to be withdrawn from your super fund, but the super fund is unable to contact you. Unclaimed super can include the super of:

  • fund members aged over 65
  • non-member spouses
  • deceased members
  • former temporary residents
  • fund members with small or insoluble lost member account.

Generally, unclaimed super has to be reported to the ATO by super funds twice a year, and any unclaimed super money is paid to the ATO. Some state and territory public service super schemes may have to pay any unclaimed superannuation money to their State or Territory Government, but still report the money as unclaimed to the ATO. The ATO then adds this data to its Superannuation Unclaimed Money Register. See myGov website for more information.