Super and part-time or casual workers
Should I get superannuation?
It doesn’t matter whether you have a full time, part-time or casual job, if you’re over 18 and you earn more than $450 (before tax) in a calendar month, your employer should pay super contributions for you.
If you're paid an award wage and earn less than $450 per month, your employer may have to pay super for you, but some organisations don’t have to. For more information, see our What is super? page or the Australian Tax Office’s (ATO’s) Employee superannuation guarantee (SG) calculator tool.
Super for people under 18
If you’re under 18, your employer has to pay super contributions for you if you’re paid more than $450 (before tax) in a month and you work more than 30 hours a week. If you are under 18 and working less than 30 hours a week and earning less than $450, your employer does not have to make superannuation contributions for you.
How does part time work affect my Age Pension?
Part-time work can fit in well with the Age Pension, but it may affect your Age Pension payments. If you are single and your total income is more than $178 per fortnight, you will receive less money as part of your payment. It will drop by 50 cents for every $1 you earn above $178.
If you are a couple who both get an Age Pension, your payments will go down by 50 cents for every dollar you earn (combined) over $316.
Part-time work can help you increase the amount of money you have for your retirement. The Government also has incentives to help encourage you to work.
You can find out more on Centrelink’s Age Pension and planning your retirement page.