Part-time or casual workers

How does super work for you?

Super and part-time or casual workers

Should I get superannuation?

It doesn’t matter whether you have a full time, part-time or casual job, if you’re over 18 and you earn more than $450* (before tax) in a calendar month, your employer should pay super contributions for you.

If you're paid an award wage and earn less than $450* per month, your employer may have to pay super for you, but some organisations don’t have to. For more information, see our What is super? page or the Australian Tax Office’s (ATO’s) Employee superannuation guarantee (SG) calculator tool.

* The Government has announced it plans to remove the $450 minimum income threshold for super contributions, but this is not yet law.

Super for people under 18

If you’re under 18, your employer has to pay super contributions for you if you’re paid more than $450* (before tax) in a month and you work more than 30 hours a week. If you are under 18 and working less than 30 hours a week and earning less than $450*, your employer does not have to make superannuation contributions for you.

* The Government has announced it plans to remove the $450 minimum income threshold for super contributions, but this is not yet law.

How does part time work affect my Age Pension?

Part-time work can help you increase the amount of money you have for your retirement, and you might qualify for Government incentives to encourage you to keep working.

Working part time can fit in well with the Age Pension, but you need to be aware that your earnings may affect your Age Pension payments.

You can find out more on Centrelink’s Age Pension and planning your retirement page.