Help from your fund
Super funds have dedicated member contact centres that can help answer questions about the various investment options.
For those who would like more substantial advice, most funds also have in-house financial planners that can go through your specific situation and provide you with personal advice. In most cases there is a fee involved for this type of service.
Contact your fund to see what kind of advice options they offer.
Financial advisers
Financial planners can look at your holistic financial situation and help you set a financial plan. They can also help you identify your financial goals and help you work towards achieving them.
When choosing an adviser you should consider the following:
Know what you want before seeing an adviser.
How much help do you need and what exactly do you want advice on? Are you after advice on a specific area, like your retirement savings or would you like advice on all your financial matters? Consider these questions before you start looking for a financial adviser.
Do some research on financial advisers.
What qualifications do they hold? Make sure your adviser is reputable and that you feel comfortable working with them. They will need to ask detailed questions about your financial situation in order to do the best job possible, so make sure you feel you can trust them.
Establish a game plan
Just as your financial adviser will determine a financial plan for you, you determine a plan for your financial adviser. How long do you see yourself working with an adviser and how much do you want to pay for this service?
Many super funds provide great resources on their website, so check out your fund’s site to see what kind of information can help you.
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