See how giving up just a few everyday items can help you save big.


Select some of the items below to see how much you could potentially add to your retirement savings by reducing your spend on little extras.

Based on investing this monthly amount into [INVESTMENT_CHOICE] fund and assuming [INVESTMENT_RETURN]% growth over a [YEARS_TO_RETIREMENT] year period.

Total savings


What now?

Find out the best way to make additional contributions using Super Guru's Contributions Optimiser calculator. Then discover how additional savings can boost your annual retirement income using the Super Guru retirement projector.

Even small contributions can really snowball over time, so the early you start, the better!

Talk to your super fund directly, or ask your employer, about making additional contributions to your super.

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Disclaimer and assumptions


This is a model, not a prediction. It only gives you estimates of the amount that will be saved on the basis of given assumptions. We cannot predict certain things that will affect your decision to save or eventual outcomes, such as movements in interest rates. It is not intended to be your sole source of information when making a financial decision. You should consider whether it is appropriate for you to get advice from a licensed financial adviser.



Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.

Any contribution limits relating to a specific savings account are ignored. The calculator assumes all contributions can be saved without additional tax or fees.

Investment returns

Investment returns are assumed to be consistent for the duration of the savings period.


The costs of the everyday items are estimates and do not necessarily represent the exact cost to you if you were to give up the item, at the specified frequency, as represented in the calculator.

The cost of each everyday item shown in the calculator is assumed to remain the same for the duration of the savings period. The effects of inflation on the cost of the item are ignored meaning the increase in savings is shown in today’s terms.

Investment period

When calculating how much extra you could save, it is assumed your investment period ends at age 65.